Friday, November 14, 2008

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International Funds

These mutual funds invest primarily in the securities of companies located outside the United States. Typically, these funds offer significant growth potential but can be subject to some uncertainty and the volatility of overseas investing.

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Fidelity's four- and five-star rated international funds.1
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International/Global Stock
Invest in stocks issued by foreign corporations.

International/Global Bond
Invest in bonds issued by foreign governments.


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Foreign Stock
Invest in stocks issued by foreign corporations.


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Foreign investments involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations.

Highly rated funds are defined as those funds that have a 4- or 5-star Morningstar rating. For each fund, Morningstar calculates a Morningstar RatingTM metric each month by subtracting the return on a 90-day US Treasury Bill from the fund’s load-adjusted return for the same period, and then adjusting this excess return for risk. The top 10% of funds in each broad asset class receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star.
Other fees and expenses applicable to continued investment are described in the fund’s current prospectus.
Guidance is provided by Fidelity Representatives through the use of Fidelity’s suite of guidance tools. These tools are educational tools and not intended to serve as the primary or sole basis for your investment or tax-planning decisions.
Before investing, consider the fund’s investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information. Read it carefully.


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Full Retirement Age According to Social SecurityNovember 14th, 2008 by admin
The policy used to be, the full retirement age for everyone was 65. The criteria has changed, full retirement age is now dependant upon the year you were born. You may retire at 62, but the benefits will be reduced according to how long you have until you are of the a href=http://www.retirement-planning-strategy.com/full-retirement-age-according-to-social-security.htmlfull retirement age/a.
read the rest: a href=http://www.retirement-planning-strategy.com/full-retirement-age-according-to-social-security.htmlFull Retirement Age According to Social Security/a
- br As you begin to put a a href=urlretirement plan/a together, you will be faced with many investment choices. The age you begin your retirement plan will be the key to what these choices will be. If you are between 20 and 35, you have a bit more time to look over options. Between the ages of 35 and 50, you still have time to build a retirement fund that will allow you to live comfortably, but you will need to choose your investments very carefully. read the rest: a href=urlChoosing The Best Retirement Investments/a
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